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MasteringHappiness

How Money Can Buy Happiness

By Habits and Strategies, MasteringHappiness

The popular saying is that money can’t buy happiness. The Beatles sang that they don’t care too much for money, money can’t buy them love.

I think the Beatles were mostly right about money and love. But there are ways of spending our money that can actually make us happier.

After a few years of frugal living, Cindy and Jeff had saved enough for a down payment on a house they liked. They bought the house, which they like a lot. Even though the mortgage payment was a bit of a challenge, they could manage it. For years they put all the extra money they had into the house – new appliances, furniture, decorating, repairs…

While they were doing this, they passed up on several travel opportunities with friends, and missed other adventures and opportunities to go out. They avoided spending any extra money on these experiences, which they saw as fleeting moments in time, while they focused on building their house the way they wanted and accumulating the things they thought would bring them a higher quality of life.

Unfortunately, thinking that these more enduring possessions were the prudent things on which to spend their money, they also ended up spending more than they had on some of them, using credit cards and a line of credit they had added to their house. This debt crept up and caught them by surprise when interest rates began to climb.

They found themselves resenting the money they were throwing away servicing this debt, as well as the large mortgage they had on their house; and regretting the time they were spending taking care of all their things.

They also saw some of their friends doing lots of things, going out to dinner, taking trips, having fun adventures together. They missed those things. They missed their friends.

And they began to wonder where they went wrong.

George Washington once said, “Government is like fire, a useful servant but a dangerous master.” Money can be like that, too. Money can be a tool in the service of our good life, but for that to happen, we need to be conscious and in charge of how we make and spend our money.

It can also be a dangerous master, when we allow our spending to follow from our impulses and habits, and when we allow debt to pile up.

How we spend our money has the potential to enhance our lives or ruin our lives. The difference comes down to how we choose what we spend our money on.

This is easy to say, harder to do, because our habits are strong and enduring, and compelling emotions and impulses often flow from those habits. Any bad habits we’ve accumulated with respect to our spending have a well paved road on which to drive us – to the same place where good intentions can take us. Whereas any new habits we seek to build will start with the equivalent of a wispy, overgrown path through the woods.

This means that we need to purposefully, consciously, train ourselves in the new habits for long enough that that wispy path becomes paved and enticing; while we allow the old road to fall into disrepair.

But we also need to know what sort of spending is likely to improve our lives, and what is not.

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A Sense of Awe

By Emotions, Moods and Reactions, MasteringHappiness

After my workout, I stopped at the cliffs above Capitola, overlooking the Monterey Bay. It had just rained lightly, so the air was crystal clear, and the brownish gold of the kelp beds at low tide made a vivid contrast with the blue gray ocean. The little bit of sun that peeked through the clouds lit a meandering path across the water and through the center of the wharf.

The Monterey Bay looks very tame from the shore, but it drops off quickly, reaching a depth in some places of over two miles; like an undersea Grand Canyon. During the right time of year it’s not unusual to see humpback whales, dolphins, and a whole host of other cetaceans pretty close in. I didn’t see any on this particular day, but I know they’re out there; along with the harbor seals and sea otters providing comic relief.

Then there are the sea monsters… the great white sharks, among other dangers. Those are the things that keep me mostly swimming just a bit inland in a chlorinated pool.

I force myself to stop on these cliffs almost every morning, because I know it’s important for me. I began doing this several years ago, when I noticed I was getting too caught up in day to day anxieties and concerns. The five to maybe ten minutes I spend gazing out at the protected expanse of the largest ocean on earth gives me something I need – something we all need, a fundamental requirement for our happiness and well being actually… and something that is all too easy to be oblivious to in these days of iphones, kindles, and reliably traumatic 24 hour news cycles.

A sense of awe.

Awesome is a word that’s now used promiscuously. If something’s good, it’s awesome! If something’s enjoyable, it’s awesome! If something’s mildly impressive, it’s awesome!

But awe is not such a mundane experience. Webster’s dictionary defines awe as, “An emotion variously combining dread, veneration, and wonder that is inspired by authority or by the sacred or sublime.”

When we throw around a word like awe so frivolously; when everything’s awesome… then what word do we use to express the true intensity of awe?

Totally awesome!? No that’s not it… I don’t have a good answer, but I hope my point is clear – there is a deep need in the human soul for an emotion variously combining dread, veneration, and wonder. For now, we’ll keep the word that bears that meaning.

What is it about awe that’s so important?

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Taking the Mystery out of Panic and Anxiety

By Emotions, Moods and Reactions, MasteringHappiness

 

Panic: Of “Pan,” the God of woods and fields who was the source of mysterious sounds that caused contagious,  groundless fear in herds and crowds, or in  people in lonely spots.

—World English Dictionary

At the famous Battle of Marathon in 490 B.C., the outnumbered Athenians, led by their brilliant general Miltiades, took the Persians completely by surprise, sending them into a fit of terror thought to have been brought on by the god Pan—a panic—leading to a remarkable victory. The Athenians lost 192 men to Persia’s 6,400.

Panic and panic attacks—anxiety that seems to hit you out of the blue—can be extremely debilitating. It can make it difficult to function, and its unexpected nature can lead to a general feeling of anxiety, wondering and never knowing when we might get hit by it.

Though we usually think of panic and anxiety as psychological phenomena, most of the symptoms of panic anxiety are actually physical: dizziness, shortness of breath, hot flashes, chest pain, racing heart, sweating, trembling, choking, nausea, and numbness. Only three symptoms are psychological: fear of dying, fear of losing control, and feelings of unreality.

That so many symptoms are physical may turn out to be more important than we have thought. This can open up some simple but effective strategies for coping, or even mastering, our panic or anxiety.

Sometimes panic can seem to have a cause, like a phobia. I experienced this level of anxiety years ago, when my family and I were on a winter dog-sledding and camping trip with Wintergreen Lodge in Ely, Minn. (which I highly recommend if you’re ever inclined).

The first night I had made sure that my wife and kids were all settled in our tent before I closed it up and went to get in my sleeping bag. Our sleeping bags were provided by the folks who were guiding us, so this was the first time I’d used this bag. When I got in, I found that it was a very snug mummy bag—so snug, in fact, that it gave me the willies. But then after a few minutes, it became more than the willies; I started to feel a genuine sense of panic. We were in the middle of nowhere, miles out, camped on a frozen lake. I got out of my bag, opened the tent, and sat outside for a few minutes, just looking at the comforting expanse of the sky, breathing, and letting myself settle down.

When I went back in, I thought to look at the size of my sleeping bag. It said “Small.” Hmmm. I looked over and saw that one of our kids was sprawled out comfortably in their great expanse of a sleeping bag. I looked at the size on their bag: “Extra-Large.” I immediately felt relieved, pointed this out to them, we all had a good laugh, and after trading bags, I settled in for a very comfortable sleep and a great adventure.

I was lucky. There was an objective reason for my feelings, and there was an easy solution, too. But some people experience this same kind of fear for seemingly no reason whatsoever, which means that there’s no clear action to take to relieve the panic— adding an element of helplessness to the already troubling mix. But it looks like there may be something predictable about such panic after all. Dr. Alicia Meuret and her colleagues of Southern Methodist University used 24-hour physiological monitoring of people who suffer from panic, to see exactly what happened during and around the time of the panic events.

They found that while these people weren’t consciously aware of anything happening before the onset of the panic, there were actually subtle but significant changes in breathing and autonomic nervous system elements as early as 47 minutes before the panic set in. One of those changes is a person’s carbon dioxide level, which likely occurs through changes in breathing. It also may be that people who experience panic have a higher sensitivity to CO2 levels in general, so that small changes in CO2 can have a larger effect than for other people. That fear of dying that people can experience with panic may actually be the fear that accompanies trouble breathing, which can be among the most terrifying of feelings.

This brings us to some things we can do when faced with panic or anxiety. One of the things that I teach people that can help them deal with anxiety is to look at the experience as purely physical. What are the sensations in your body? Don’t label it as “anxiety.” Don’t think of it as some psychological problem. Back up from that diagnosis and look at what you’re experiencing purely as a phenomenon of benign physical sensations. “Hmm, fascinating, look at those butterflies in my stomach, that tension in my chest; look at how shallow my breathing is; that’s interesting.”

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The Importance of Self-Reflection

By Habits and Strategies, MasteringHappiness

 

In Greek and Roman Mythology, Narcissus stared at his own reflection, so absorbed in his own image he was oblivious to anybody else. The idealized image that he saw withdrew him from the world. He was in an emotional vacuum, devoid of anything but what he wanted to see.

But aside from Narcissus, and those suffering from the psychological condition of narcissism, our own self-reflection can provide us the kind of useful assessment that allows us to live up to our own standards.

Researchers Robert Wicklund and Shelley Duval discovered back in the 1970s that when people were in front of a mirror and told they were being filmed, those people changed their behavior in very positive ways. They worked harder, gave more accurate answers to questions, were more consistent in their actions, and acted more consistently with their values.

About a decade later, Charles Carver and Michael Scheier looked at this in more depth, and within their larger explorations of self-awareness and self-regulation, found something fascinating.

When people sat at a desk with a mirror—not a great big ostentatious mirror mind you, just a small part of the surroundings—they were more likely to stay true to their own values than to follow someone else’s orders. They would work harder, they resisted being bullied into changing their opinion, and when they were told to administer shocks to somebody, they were more restrained in doing so.

A simple, small mirror provided enough reflection for people to better regulate their behavior.

Self-regulation is the moral fulcrum that allows all other moral behavior. Without the capacity for self-regulation, we would live in an amoral world; a world where the concept of right and wrong is meaningless. If we are not in charge of our actions, if we don’t have a choice in what we do or don’t do, then we can’t reasonably be held responsible for our actions.

Self-reflection is what makes self-regulation possible. It allows us to see ourselves in action. In these experiments, a mirror was used to enhance people’s self-reflection. But self-reflection is also enabled by the feedback we receive from others—and therefore our choice of relationships can make a big difference in our lives.

If a mirror can have the kind of impact that was demonstrated in these experiments, think of how great an impact we have on the people in our lives—particularly those who look up to us: children, employees, students, and lots of other people we might not ever think we were influencing.

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Understanding Our Social Nature

By Habits and Strategies, MasteringHappiness

Our social nature has huge benefits, and underlies much of our resilience and success as a species. But it can also steer us in bad, sometimes disastrous directions, and can be used to manipulate us.

We are social creatures. We influence one another, we care about each other, we follow each other and are able to cooperate and act together as a team.

We’re also cultural creatures. We learn from each other – and learn most effectively by watching what other people do. It matters to us what other people say and think and do. The accumulated knowledge and habits and standards of the ages become part of our own self-concept.

For much of what we do, this works extremely well. For small bands of hunter gatherers, which is how mankind has spent most of our existence, it’s been essential for our survival and flourishing.

And yet these very qualities can be used against us to manipulate us into accepting, doing, and buying things that work against our deepest values, that we can come to regret, and that sometimes can lead us into horrible tragedy. They make cults possible; they make the most murderous regimes and criminal gangs possible. They allow us to be passive when emergency action is necessary.

The madness of crowds has led to the most ridiculous of buying fads – the Tulip Bulb Craze in Holland in 1636, stock buying and selling frenzies, and desperate mobs fighting to get a fad Christmas gift that are in short supply – often deliberately so (the toy we promised isn’t there, so we buy something else more expensive to make up for it, then we go back in January to get the initial toy we had originally promised. – it’s very effective).

Like most of our nature as human beings, this quality is not good or bad in itself. It isn’t something to reject whole cloth – living a hermit’s life is a recipe for misery. But our social nature also isn’t something to embrace unthinkingly – its dangers can be horrific.

This is a part of our nature to master: to bring consciousness to, to be aware of our own tendencies, and to be vigilant of going off the rails into groupthink.

To this end, let’s look at some specific tendencies, and then how we can bring a degree of mastery to them.

  • We tend to look to what others believe or do for signs of how we should believe or act in a situation. When we see evidence that other people are doing something, we are more inclined to do that same thing ourselves.
  • We’re also more inclined to follow the crowd when the crowd is big.
  • We are much more influenced by people who are similar to us. This is the power of peer pressure, and it’s more powerful than we usually acknowledge. “If little Johnny jumps off a cliff, are you going to jump off a cliff, too?” Well, actually, you’ll at least be tempted – especially if Johnny and all the rest of your friends do it.
  • We’re also vulnerable to obedience to authority, as Stanley Milgram found in his famous experiments. Fully two-thirds of participants from all walks of life administered a seemingly life-threatening dose of electricity to – what they thought were – subjects in a learning and punishment experiment. If you don’t think you’d be among those folks, guess again. Two thirds of you reading this would likely do the same.
  • BUT, when participants in that same study saw someone else refuse to comply, only 10% went on to comply themselves. So what we see others do can also have a very positive influence as well.
  • We’re more vulnerable to social influence when we’re uncertain. We look around for clues of what others are doing when we’re not sure what to do ourselves. This is why we see a group of bystanders failing to take action when someone may need help. It’s not because “those are bad, cowardly, uncaring people,” it’s because they see that nobody else is doing anything, and the situation is ambiguous enough that we’re drawn to do what others are doing – which is nothing.

In order to counter these tendencies, it’s important to remember that in most situations they actually serve us fairly well. Other people brush their teeth, we brush our teeth too. Other people obey the rules of the road, we obey the rules of the road (most of the time). Other people are less violent than our ancestors, we’ll do that, too.

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Building a Foundation of Safety and Trust

By Habits and Strategies, MasteringHappiness

There’s a vow that, if taken by romantic couples, would go a long way toward establishing safety and trust, and limiting much of the pain that couples commonly experience – much of the pain that couples commonly inflict upon one another.

There will be pain in any relationship, we hurt each other without even trying. There’s plenty of conflict in the very best of relationships. John Gottman has found in his research that in successful marriages about 69% of conflicts never get resolved. So a happy marriage isn’t about the absence of conflict, or an absence of hurt.

It all comes down to how we treat each other given that there is conflict, and times when we unintentionally hurt each other.

In other words, it’s what we do or do not do intentionally that makes the difference.

The vow that I suggest to make between the two of you is this:

Never do anything to deliberately hurt one another.

That means you don’t call each other names, you certainly don’t physically harm each other, you don’t say things on purpose that you know will wound, and you don’t do things on purpose that you know will cause pain to the other.

This can seem very weird to some couples. Some people have a philosophy of emotions that says that we should express whatever we’re feeling or thinking, regardless of whether it hurts or not, in order to be “honest” or “authentic.” It can feel like you’re not being genuine if you don’t express your emotions however they come out, or say what’s on your mind – even when that includes harsh attacks, criticisms, and bitterness.

But, to be blunt, that’s a rotten philosophy of emotions. Our feelings are not wise, all knowing guides. At best they are clues to check something out with the other person. At worst they are reflections of old habits or indulgent impulses.

What’s more, if we’re angry and worked up to the point where our heart rate is above about 100 beats per minute, we’re probably switched over to our sympathetic nervous system and we don’t have full access to our higher brain functions – so what we say in the heat of anger can feel essential to express, but the chances are it’s just a primitive impulse, the fight part of our sympathetic nervous system aiming to inflict damage on a perceived threat; and that’s not a good communication strategy between two people who love each other.

Our emotions are important, of course, and we don’t want to ignore them. But emotions without thought are worse than useless; bringing consciousness to our emotions is essential. I might be angry about something my partner does or says, but then I need to take responsibility for what I’ve brought to that reaction, and how I express myself. I might be angry because what she said or did reminded me of something that hurt long ago, but was not intended to hurt now. I might have misunderstood or misinterpreted what he did or said. I may be stressed out or troubled by other things that put me on edge completely aside from what she did or said.

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If You Want to Change Something, Measure It

By Emotions, Moods and Reactions, Habits and Strategies, MasteringHappiness

Measurement is the first step that leads to control and eventually to improvement. If you can’t measure something, you can’t understand it. If you can’t understand it, you can’t control it. If you can’t control it, you can’t improve it.
― H. James Harrington

 

Our ability to learn is based on feedback.

If I bump my head on a cabinet, the pain lets me know to duck next time… or to change the layout of my cabinets! If a conversation sparks my interest, that spark lets me know to pay closer attention. If I feel awful whenever I spend time with a particular acquaintance, that awful feeling tells me to search for the cause of the trouble and address it, or to reconsider spending more time with him.

There is a whole field of study of psychophysiology and biofeedback that is dedicated to helping people learn to control aspects of their physiology, including certain brainwaves, in order to achieve greater relaxation, lowered blood pressure, and other psychological and health benefits.

But we don’t need that level of sophistication in order to make use of biofeedback. Our own bodies, and many common devices, give us plenty to go on… if we pay attention. This holds the key to taking charge of much more of our psychological and physiological existence than many of us know.

For example, how do you know when you’re angry? The common answer is, “Well, because I feel angry!”

But there’s something else that happens besides the emotion or reaction of anger. We have physical sensations – our muscles tighten, our heart rate climbs, our breathing changes, our teeth clench… The specifics will vary to some degree for different people, but the more aware we can be of the physical sensations that accompany feeling angry, the easier it will be for us to sense that emotion coming on, and the better able we will be to catch it before we feel too consumed with emotion or overwhelmed by our fight system to think straight.

Panic attacks are often preceded by a shift in breathing as much as forty-five minutes before most people are aware of any feelings of panic. Becoming more aware of our breathing can help us catch those shifts and gently deepen our breathing long before our shallower breathing would have triggered a panic attack.

Situational awareness is noticing what’s going on around us, paying attention to our perceptions. When we tune in to our surroundings, we can more easily notice signs of potential danger. We might be driving and notice a car that’s weaving ever so slightly, and know to keep some extra distance in case they’re texting, or they’ve been drinking – or they’re maybe just a rotten driver.

When we don’t pay attention to our own physical sensations or perceptions, we can be easily blindsided – by our own emotions or reactions, or by external threats that seem to come out of nowhere.

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Using Hope Effectively

By Emotions, Moods and Reactions, Habits and Strategies, MasteringHappiness

 

When we think of emotions that can be dangerous, particularly for managing money and investing, we usually think of things like greed and fear. But there are other emotions that can get us into big trouble. Including hope.

But there’s a way to manage hope so that we’re able to have our dreams for the future, and then make them happen in the real world – if that’s possible.

Greed is a kind of hunger for things in themselves, disconnected from any genuine well-being, and regardless of the consequences. Fear speaks to the need for security – including that deep primal need for survival we talked about an earlier column.

Hope speaks to wishes for potential future flourishing.

A significant portion of our psyche leans toward the future. Our self-concept holds an evolving image of the person we want to be – always a bit better than we are now. Hope is the emotion that draws us toward that image, and the vision of the life we want to lead.

Hope lies at the heart of our aspirations and ambitions; our dreams and wishes. It fuels us to strive for goals and achievements.

It can also lead us to wish for things we cannot have, aspire to achievements we cannot reach, and fantasize dreams that we cannot fulfill.

To the degree that hope is integrated with reality, it can serve our greatest potential. To the degree that it is disconnected from reality, it can undermine that potential; keeping us floating helplessly in fantasy, unable to find traction and gain fulfillment in our lives.

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A Simple Tool for Managing Emotions

By Habits and Strategies, MasteringHappiness

Getting overwhelmed or misled by our emotions can be a source of significant trouble. Emotions are not simple, but sometimes there are simple actions we can take to manage complex things. Today let’s look at a simple way to avoid getting overwhelmed by your emotions.

  • When people were treated for phobias, practicing this simple skill lowered their fear by over 18%, and their psychological reactivity by over 27%. They also were less constricted generally, shifting from feeling a sense of threat to a sense of opportunity.
  • When feeling stress, using this technique led to people having 40% fewer alcoholic drinks when they went to a bar or party than those who did not use this technique.
  • When feeling angry with someone, those using this technique were 40% less verbally and physically aggressive than those who did not.
  • Rejection brings with it actual pain. When feeling rejected those using this technique showed less activity in the parts of the brain connected to physical and emotional pain.

Using this simple tool can help us to deal with emotionally upsetting situations with a greater sense of calm and competence.

Okay, enough buildup, here’s the skill:

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